> For the complete documentation index, see [llms.txt](https://suby.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://suby.gitbook.io/documentation/overview/how-suby-works.md).

# How Suby Works

Understand the core mechanics of Suby, from payment collection to payout.

### Overview

Suby provides businesses with a unified payment infrastructure to accept payments worldwide and access their funds securely. The platform enables seamless payment collection through hosted checkout experiences, real-time transaction visibility, and fast payout mechanisms, all built with compliance in mind.

<figure><img src="https://1374875810-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FYy2iH9VWrPaJBWpv4vs2%2Fuploads%2FFslVJKqWSSrmyQSJFUyE%2Fimage.png?alt=media&amp;token=abaa9115-0b9b-4960-8983-7792a7618bae" alt=""><figcaption></figcaption></figure>

### Key Participants

| Actor          | Role                                                          |
| -------------- | ------------------------------------------------------------- |
| Customer       | completing payments through hosted checkouts or payment links |
| Merchant (You) | provides goods or services; receives funds                    |
| Suby           | handling payment processing, settlement, and reporting        |

### Operational Flow

1. Create a hosted checkout or generate a payment link
2. Your customer completes the payment by credit card or crypto
3. The transaction appears instantly in your dashboard
4. Your funds update in real time
5. After settlement, funds are credited directly to your wallet\*

> \*Payout timing depends on the merchant’s pricing plan.

<figure><img src="https://1374875810-files.gitbook.io/~/files/v0/b/gitbook-x-prod.appspot.com/o/spaces%2FYy2iH9VWrPaJBWpv4vs2%2Fuploads%2FE1n30V5GdBXhafM12Hnu%2FCapture%20d%E2%80%99e%CC%81cran%202026-01-13%20a%CC%80%2015.08.11.png?alt=media&amp;token=b3f50442-4074-4400-8365-b6b27cb4ab25" alt=""><figcaption><p>Payouts section</p></figcaption></figure>

### Customization Options

* Checkout pages are customizable (logo, amount, optional messages).
* More payment methods can be activated upon request.
