> For the complete documentation index, see [llms.txt](https://suby.gitbook.io/documentation/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://suby.gitbook.io/documentation/payouts/how-payouts-work.md).

# How Payouts Work

Suby lets you accept card payments and crypto payments, with clear payout rules depending on the rail used at checkout.

#### 1) Card payouts (USDC)

Card payments settle in **USDC**. To receive payouts, make sure your payout wallet is set up to accept **USDC on the network you selected**:

* **Base (USDC)**
* **Solana (USDC)**

> Your payout network is chosen in your Suby settings. Use a wallet that supports the selected network and USDC.

**Card payout schedule**

| Plan     | Card payout delay (after settlement) |
| -------- | ------------------------------------ |
| **Suby** | **min 3–5 days**                     |

Example:

* A customer pays $100 by card on April 1
* The payment is first settled by the card network
* After settlement, the funds enter a 3-5 day holding period
* On April 8, the transaction becomes eligible for payout

If multiple transactions become eligible during the same period, they are grouped together and paid out in a single payout.

#### 2) Crypto payouts (instant)

For crypto payments, payouts are **instant**: funds are received directly to your payout wallet as soon as the transaction confirms on-chain.

Suby supports the following networks and assets for crypto checkout. **Whatever asset the customer chooses to pay with is what you receive** (no auto-conversion).

| Network       | Supported assets |
| ------------- | ---------------- |
| **Ethereum**  | USDC, USDT, ETH  |
| **Arbitrum**  | USDC, ETH        |
| **Base**      | USDC, ETH        |
| **Solana**    | USDC, USDT, SOL  |
| **BNB Chain** | USDC, USDT, BNB  |